Planning for Unexpected Expenses

No matter how well you’ve budgeted monthly expenses, or tried to focus on the future, there will be times when unexpected expenses throw a wrench in your plans. The very nature of ‘unexpected’ means it can be difficult and even impossible to know when or if such a situation will even arise.

Even if you have an established emergency fund, it might not be sufficient to weather your current financial crisis. Other times, various scenarios force you to tap into that fund, thus dwindling your “rainy day” resources.

The good news is that there are safe and legal ways you can quickly get the cash you need, and be back on the road to financial freedom in no time. Use these suggestions to make a long-term plan that could keep you and your loved ones safe and secure for years to come.

Know Where You Stand

Life moves fast, and it can be difficult to accurately map out all of your monthly expenses. While you likely know your monthly bills, the amount due might vary from one month to the next. This is especially true for things like utilities (lights, air conditioning, water), where payments fluctuate based on use.

In addition, there are certain expenses that crop up at random times. For example, it’s often difficult to plan exactly when the oil in your car or truck needs to be changed. Then you have other factors such as vehicle registration, insurance, child care fees, pet care, annual doctor visits, gifts, haircuts, taxes, and more.

During this time, it’s helpful to know where your nearest pawn shop is located. There, you can learn about valuable financial options of which you might not have previously been aware.

Try to Plan Ahead

As mentioned, unexpected expenses are just that. It impossible to know exactly if and when these situations might arise. Still, there are ways you can generate money when it’s needed. One option is to set aside funds each month that can be used in the event of an emergency.

You could also be driving around right now with a source of reliable income. When you bring in your vehicle in good working condition with a clean title in your name, you could be out the door in no time with the cash you need for any variety of purposes. It’s just one more way that Auto Pawn has quickly become the most trusted pawn shop in DeLand.

Save When and Where You Can

Once you’ve identified your expenses, compared outgoing cash to income, and made necessary revisions and updates, it’s time to think of other areas where you can save throughout the month. For instance, some people choose to bypass buying coffee at local shops, and instead carry homemade coffee in a travel mug. There are many other similar options to save.

Keep in mind that your car or truck could also be a valuable asset. When you bring in your vehicle in good working order with a clean title in your name, our friendly and qualified team members will get straight to work offering you the very best deal possible. You won’t find that kind of attention-to-detail and commitment to customer service at other pawn shops in Daytona Beach.

Find Reliable Sources of Income

As discussed, it’s often difficult and uncomfortable to plan for unexpected expenses. These include everything from medical emergencies, to pet health scares, auto and/or home repairs, unplanned travel, surprise gift expenses, and more. The good news is that your Orange City pawn shop can help you navigate this time of financial need.

At Auto Pawn, we deal in all sorts of vehicles, including cars, trucks, motorcycles, boats, and even dump trucks. Plus, we buy gifts cards from all stores, including Walmart. We also buy gold jewelry, no matter if it’s broken or not. That diversity in buying power has earned us a solid reputation as one of the very best pawn shops in Palm Coast.

Contact us today with all of your questions. Or, simply stop by any one of our three convenient Volusia County locations to discover how you can quickly, safely, and legally get the cash you need.